Terms and Conditions - Liberty RAM Website
(Last modified 11/24/09)
Conditions of Use
By using this website (http://www.libertymutualagencymarkets.com), you agree to the following terms and conditions so please read them carefully. These terms and conditions may be revised at any time by our updating this notice and posting it on our website. You are bound by any such revisions if you continue to use the website after we have posted the changes; and we suggest that you periodically visit this page to review the most recent Terms and Conditions. If you decide to purchase insurance products or services from Liberty Mutual Agency Markets the terms and conditions specified in your policy or agreement with Liberty Mutual Agency Markets will apply. All references to "Liberty Mutual Agency Markets" include Liberty Mutual Agency Markets Company and its affiliates listed below.
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Links to Other Websites
This website is hyperlinked to other websites which are not maintained or controlled by Liberty Mutual Agency Markets. Liberty Mutual Agency Markets is not responsible for the content of those websites. The inclusion of any hyperlinks to such websites does not imply approval of or endorsement by Liberty Mutual Agency Markets of those websites or their content. If you have difficulty linking to any hyperlinked websites or to report a dead (non-working) link, please contact us.
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Restrictions on Use of Materials
This website is owned and operated by Liberty Mutual Agency Markets. Except as otherwise expressly permitted in writing by Liberty Mutual Agency Markets, no materials from this website or any website owned, operated, licensed or controlled by Liberty Mutual Agency Markets may be copied, reproduced, republished, uploaded, posted, transmitted, hyperlinked, or distributed in any way. You may download material displayed on this website for your use only and provided you do not remove any copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, link or use the content of this website for public or commercial purposes, including the text, images, audio, and video without Liberty Mutual Agency Markets's written permission.
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Trademarks and Copyrights
All trademarks, services marks, trade names, logos, icons and domain names located on this website are the property of Liberty Mutual Agency Markets and others. Nothing contained on the website should be construed as granting, by implication or otherwise, any license or right to use any trademark, service mark, trade name, logo, icon and domain name displayed on this website without the written permission of Liberty Mutual Agency Markets or any third party that may own such marks or names displayed on this website. Your use of the trademarks, service marks, trade names, logos, icons and domain names displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited. Images displayed on this website are either the property of, or used with permission by, Liberty Mutual Agency Markets. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
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Disclaimer
The information and descriptions contained on our website are not intended to be complete descriptions of all terms, exclusions and conditions applicable to every insurance product or service offered by Liberty Mutual Agency Markets, but are provided "as is" and for general informational purposes.
Liberty Mutual Agency Markets makes no representations or warranties that the materials are suitable for your needs, are complete, timely, reliable, or are free from errors, inaccuracies or typographical mistakes.
Liberty Mutual Agency Markets does not warrant that the website will operate error free or is free from viruses, worms, Trojan horses or other destructive or harmful code.
Liberty Mutual Agency Markets also assumes no responsibility, and shall not be liable for, any damages to your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website or arising in connection with any failure of performance, error, omission, interruption, defect, computer virus, delay in operation or transmission, or line or system failure.
LIBERTY MUTUAL AGENCY MARKETS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.
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Limitation of Liability
To the maximum extent provided by law Liberty Mutual Agency Markets shall not be liable to you for damages of any kind whatsoever including, but not limited to, direct, indirect, consequential, special, incidental, including without limitation, lost profits or damages resulting from lost data or business interruption, or punitive damages of any kind whatsoever that may result from your use of or inability to use this website or the materials or services provided on this website or the products or services received from this website. Exemptions of implied warranties may not be allowed in all jurisdictions.
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Jurisdictional Issues
Liberty Mutual Agency Markets makes no representation that all insurance products and services on this website are appropriate or available for use in your state. Some insurance products and services may not be available in all states or jurisdictions. If you choose to access this website you do so on your own initiative and are responsible for compliance with any local, state and federal laws. The information contained on this website is not an offer to sell or a solicitation to buy, any insurance product or service. No insurance product or service is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the insurance or other laws of such jurisdiction. Use of this site will be governed and construed in accordance with the laws of the State of Massachusetts.
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Software Licenses
You acknowledge that any software available or provided to you on this website may contain technology that is subject to strict controls by various agencies of the United States Government pursuant to United States export control laws and regulations. You hereby agree that you will not transfer or export such software from the United States (including, for example, providing such software to any foreign person or entity in the United States) or re-export such software outside the United States in violation of United States export laws and regulations. Liberty Mutual Agency Markets does not authorize the downloading or exportation of any software or technical data from this website to any jurisdiction prohibited by the United States export controls laws and regulations.
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Privacy
Please review Liberty Mutual Agency Markets' Privacy Policy which may be accessed at http://www.libertymutualagencymarkets.com/privacy. The Privacy Policy explains what information Liberty Mutual Agency Markets may collect from you if you decide to provide such information, and how we will use and protect your information.
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Company Information
The term "Liberty Mutual Agency Markets" as used in this website means:
America First Insurance member underwriting companies:
American Fire and Casualty Company
National Association of Insurance Commissioners “NAIC” Company Code 24066
Domiciled in OH
9450 Seward Road
Fairfield, OH 45014
America First Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 12696
Domiciled in NH
62 Maple Ave.
Keene, NH 03431
America First Lloyd's Insurance Company (Texas only)
National Association of Insurance Commissioners "NAIC" Company Code 11526
Domiciled in TX
3400 Waterview Parkway
Richardson, TX 75080
Hawkeye-Security Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 36919
Domiciled in TX
2100 Walnut Hill Lane
Irving, TX 75015
Liberty County Mutual Insurance Company (Texas only)
National Association of Insurance Commissioners "NAIC" Company Code 19544
Domiciled in TX
2100 Walnut Hill Lane
Irving, TX 75015
The Midwestern Indemnity Company
National Association of Insurance Commissioners "NAIC" Company Code 23515
Domiciled in OH
6281 Tri-Ridge Blvd.
Loveland, OH 45140
The Netherlands Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 24171
Domiciled in NH
62 Maple Ave.
Keene, NH 03431
The Ohio Casualty Insurance Company
National Association of Insurance Commissioners “NAIC” Company Code 24074
Domiciled in OH
9450 Seward Road
Fairfield, OH 45014
Ohio Security Insurance Company
National Association of Insurance Commissioners “NAIC” Company Code 24082
Domiciled in OH
9450 Seward Road
Fairfield, OH 45014
Peerless Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 24198
Domiciled in NH
62 Maple Ave.
Keene, NH 03431
Peerless Indemnity Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 18333
Domiciled in IL
3333 Warrenville Road
Lisle, IL 60532
West American Insurance Company
National Association of Insurance Commissioners “NAIC” Company Code 44393
Domiciled in IN
9450 Seward Road
Fairfield, OH 45014
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Colorado Casualty member underwriting companies:
American Fire and Casualty Company
National Association of Insurance Commissioners “NAIC” Company Code 24066
Domiciled in OH
9450 Seward Road
Fairfield, OH 45014
Colorado Casualty Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 41785
Domiciled in NH
62 Maple Ave.
Keene, NH 03431
Golden Eagle Insurance Corporation
National Association of Insurance Commissioners "NAIC" Company Code 10836
Domiciled in NH
62 Maple Ave.
Keene, NH 03431
The Netherlands Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 24171
Domiciled in NH
62 Maple Ave.
Keene, NH 03431
The Ohio Casualty Insurance Company
National Association of Insurance Commissioners “NAIC” Company Code 24074
Domiciled in OH
9450 Seward Road
Fairfield, OH 45014
Ohio Security Insurance Company
National Association of Insurance Commissioners “NAIC” Company Code 24082
Domiciled in OH
9450 Seward Road
Fairfield, OH 45014
Peerless Indemnity Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 18333
Domiciled in IL
3333 Warrenville Road
Lisle, IL 60532
Peerless Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 24198
Domiciled in NH
62 Maple Ave.
Keene, NH 03431
West American Insurance Company
National Association of Insurance Commissioners “NAIC” Company Code 44393
Domiciled in IN
9450 Seward Road
Fairfield, OH 45014
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Golden Eagle Insurance member underwriting companies:
American Fire and Casualty Company
National Association of Insurance Commissioners “NAIC” Company Code 24066
Domiciled in OH
9450 Seward Road
Fairfield, OH 45014
Golden Eagle Insurance member underwriting companies:
Golden Eagle Insurance Corporation
National Association of Insurance Commissioners "NAIC" Company Code 10836
Domiciled in NH
62 Maple Ave.
Keene, NH 03431
Liberty Northwest Insurance Corporation
National Association of Insurance Commissioners "NAIC" Company Code 41939
Domiciled in OR
650 NE Holladay Street
Portland, OR 97232-2083
The Netherlands Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 24171
Domiciled in NH
62 Maple Ave.
Keene, NH 03431
Peerless Indemnity Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 18333
Domiciled in IL
3333 Warrenville Road
Lisle, IL 60532
Peerless Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 24198
Domiciled in NH
62 Maple Ave.
Keene, NH 03431
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Indiana Insurance member underwriting companies:
American Fire and Casualty Company
National Association of Insurance Commissioners “NAIC” Company Code 24066
Domiciled in OH
9450 Seward Road
Fairfield, OH 45014
Consolidated Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 22640
Domiciled in IN
350 E. 96th St.
Indianapolis, IN 46240
Hawkeye-Security Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 36919
Domiciled in WI
N14, W24200 Tower Pl.
Pewaukee, WI 53072
Indiana Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 22659
Domiciled in IN
350 E. 96th St.
Indianapolis, IN 46240
Mid-American Fire & Casualty Company
National Association of Insurance Commissioners "NAIC" Company Code 23507
Domiciled in OH
6281 Tri-Ridge Blvd.
Loveland, OH 45140
The Midwestern Indemnity Company
National Association of Insurance Commissioners "NAIC" Company Code 23515
Domiciled in OH
6281 Tri-Ridge Blvd.
Loveland, OH 45140
The Netherlands Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 24171
Domiciled in NH
62 Maple Ave.
Keene, NH 03431
The Ohio Casualty Insurance Company
National Association of Insurance Commissioners “NAIC” Company Code 24074
Domiciled in OH
9450 Seward Road
Fairfield, OH 45014
Ohio Security Insurance Company
National Association of Insurance Commissioners “NAIC” Company Code 24082
Domiciled in OH
9450 Seward Road
Fairfield, OH 45014
Peerless Indemnity Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 18333
Domiciled in IL
3333 Warrenville Road
Lisle, IL 60532
Peerless Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 24198
Domiciled in NH
62 Maple Ave.
Keene, NH 03431
West American Insurance Company
National Association of Insurance Commissioners “NAIC” Company Code 44393
Domiciled in IN
9450 Seward Road
Fairfield, OH 45014
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Liberty Northwest member underwriting companies:
American Fire and Casualty Company
National Association of Insurance Commissioners “NAIC” Company Code 24066
Domiciled in OH
9450 Seward Road
Fairfield, OH 45014
Indiana Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 22659
Domiciled in IN
350 E. 96th St.
Indianapolis, IN 46240
Liberty Northwest Insurance Corporation
National Association of Insurance Commissioners "NAIC" Company Code 41939
Domiciled in OR
One Liberty Centre
Portland, OR 97232
North Pacific Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 23892
Domiciled in OR
One Liberty Centre
Portland, OR 97232
The Ohio Casualty Insurance Company
National Association of Insurance Commissioners “NAIC” Company Code 24074
Domiciled in OH
9450 Seward Road
Fairfield, OH 45014
Ohio Security Insurance Company
National Association of Insurance Commissioners “NAIC” Company Code 24082
Domiciled in OH
9450 Seward Road
Fairfield, OH 45014
Oregon Automobile Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 23922
Domiciled in OR
One Liberty Centre
Portland, OR 97232
Peerless Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 24198
Domiciled in NH
62 Maple Ave.
Keene, NH 03431
West American Insurance Company
National Association of Insurance Commissioners “NAIC” Company Code 44393
Domiciled in IN
9450 Seward Road
Fairfield, OH 45014
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Montgomery Insurance member underwriting companies:
American Fire and Casualty Company
National Association of Insurance Commissioners “NAIC” Company Code 24066
Domiciled in OH
9450 Seward Road
Fairfield, OH 45014
Consolidated Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 22640
Domiciled in IN
350 E. 96th St.
Indianapolis, IN 46240
Excelsior Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 11045
Domiciled in NH
62 Maple Ave.
Keene, NH 03431
Indiana Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 22659
Domiciled in IN
350 E. 96th St.
Indianapolis, IN 46240
The Midwestern Indemnity Company
National Association of Insurance Commissioners "NAIC" Company Code 23515
Domiciled in OH
6281 Tri-Ridge Blvd.
Loveland, OH 45140
Montgomery Mutual Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 14613
Domiciled in MD
6230 Old Dobbin Lane, Suite 200
Columbia, MD, 21045-5801
The Netherlands Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 24171
Domiciled in NH
62 Maple Ave.
Keene, NH 03431
The Ohio Casualty Insurance Company
National Association of Insurance Commissioners “NAIC” Company Code 24074
Domiciled in OH
9450 Seward Road
Fairfield, OH 45014
Ohio Security Insurance Company
National Association of Insurance Commissioners “NAIC” Company Code 24082
Domiciled in OH
9450 Seward Road
Fairfield, OH 45014
Peerless Indemnity Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 18333
Domiciled in IL
3333 Warrenville Road
Lisle, IL 60532
Peerless Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 24198
Domiciled in NH
62 Maple Ave.
Keene, NH 03431
West American Insurance Company
National Association of Insurance Commissioners “NAIC” Company Code 44393
Domiciled in IN
9450 Seward Road
Fairfield, OH 45014
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Ohio Casualty member underwriting companies:
American Fire and Casualty Company
National Association of Insurance Commissioners “NAIC” Company Code 24066
Domiciled in OH
9450 Seward Road
Fairfield, OH 45014
Consolidated Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 22640
Domiciled in IN
350 E. 96th St.
Indianapolis, IN 46240
Excelsior Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 11045
Domiciled in NH
62 Maple Ave.
Keene, NH 03431
Indiana Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 22659
Domiciled in IN
350 E. 96th St.
Indianapolis, IN 46240
Mid-American Fire & Casualty Company
National Association of Insurance Commissioners "NAIC" Company Code 23507
Domiciled in OH
6281 Tri-Ridge Blvd.
Loveland, OH 45140
The Midwestern Indemnity Company
National Association of Insurance Commissioners "NAIC" Company Code 23515
Domiciled in OH
6281 Tri-Ridge Blvd.
Loveland, OH 45140
Montgomery Mutual Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 14613
Domiciled in MD
6230 Old Dobbin Lane, Suite 200
Columbia, MD, 21045-5801
The Netherlands Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 24171
Domiciled in NH
62 Maple Ave.
Keene, NH 03431
The Ohio Casualty Insurance Company
National Association of Insurance Commissioners “NAIC” Company Code 24074
Domiciled in OH
9450 Seward Road
Fairfield, OH 45014
Ohio Security Insurance Company
National Association of Insurance Commissioners “NAIC” Company Code 24082
Domiciled in OH
9450 Seward Road
Fairfield, OH 45014
Peerless Indemnity Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 18333
Domiciled in IL
3333 Warrenville Road
Lisle, IL 60532
Peerless Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 24198
Domiciled in NH
62 Maple Ave.
Keene, NH 03431
West American Insurance Company
National Association of Insurance Commissioners “NAIC” Company Code 44393
Domiciled in IN
9450 Seward Road
Fairfield, OH 45014
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Peerless Insurance member underwriting companies:
American Fire and Casualty Company
National Association of Insurance Commissioners “NAIC” Company Code 24066
Domiciled in OH
9450 Seward Road
Fairfield, OH 45014
Excelsior Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 11045
Domiciled in NH
62 Maple Ave.
Keene, NH 03431
Indiana Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 22659
Domiciled in IN
350 E. 96th St.
Indianapolis, IN 46240
The Netherlands Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 24171
Domiciled in NH
62 Maple Ave.
Keene, NH 03431
The Ohio Casualty Insurance Company
National Association of Insurance Commissioners “NAIC” Company Code 24074
Domiciled in OH
9450 Seward Road
Fairfield, OH 45014
Ohio Security Insurance Company
National Association of Insurance Commissioners “NAIC” Company Code 24082
Domiciled in OH
9450 Seward Road
Fairfield, OH 45014
Peerless Indemnity Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 18333
Domiciled in IL
3333 Warrenville Road
Lisle, IL 60532
Peerless Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 24198
Domiciled in NH
62 Maple Ave.
Keene, NH 03431
West American Insurance Company
National Association of Insurance Commissioners “NAIC” Company Code 44393
Domiciled in IN
9450 Seward Road
Fairfield, OH 45014
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Summit member underwriting companies:
Bridgefield Employers Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 10701
Domiciled in FL
2310A-Z Park Rd.
Lakeland, FL 33801
Bridgefield Casualty Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 10335
Domiciled in FL
2310A-Z Park Rd.
Lakeland, FL 33801
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